Modern Payments
for Africa's Growing Businesses.
The reliable payment gateway African businesses trust. Collect, pay out and manage money from one place, and turn every transaction into growth and customer loyalty.
Join 5,000+ businesses already transacting.
No setup fees Instant onboarding 24/7 support
Payment received
+ SLE 1,250.00
Status
Settled instantly
Quick Transfer
Send money in seconds
5,000+
Businesses onboarded
Instant
Wallet-to-wallet settlement
256-bit
Bank-grade encryption
24/7
Human support
Everything you need
One platform for every way money moves.
From your first sale to your thousandth payout, Bokumonie gives you the tools to accept, send and track payments without the paperwork.
Collections made simple
Accept payments from customers through wallets, bank transfers and payment links. Every payment is matched and reconciled automatically.
Instant payouts
Pay suppliers, staff and partners in one go, straight to their wallets or bank accounts.
Smart wallets
Hold, move and track balances in real time with a dedicated wallet for your business.
Payment links & QR
No website? Share a link or QR code on WhatsApp, social media or at your counter.
Live insights
See revenue, trends and top customers at a glance.
How it works
Up and running in minutes.
Create your account
Sign up with your phone number or email. No paperwork to get started.
Verify your business
Upload your details once and unlock higher limits and business tools.
Start getting paid
Share payment links, plug in our API, or send money right from the dashboard.
Built for developers
A clean API that just works.
Integrate payments into your app or website with a few lines of code. Clear documentation, predictable responses and real-time webhooks keep you in control.
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RESTful endpoints
Simple JSON requests for transfers, collections and balances.
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Real-time webhooks
Get notified the moment a payment succeeds or fails.
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Secure API keys
Separate keys per environment, revoke any time.
const res = await fetch('https://api.bokumonie.com/v1/transfers', {
method: 'POST',
headers: {
'Authorization': `Bearer ${API_KEY}`,
'Content-Type': 'application/json',
},
body: JSON.stringify({
wallet: '23270060009',
amount: 1250,
currency: 'SLE',
reference: 'INV-2026-0042',
}),
});
// → { status: "success", ... }Who it's for
Built for businesses of every size.
Retail & SMEs
Take payments at the counter with QR codes and get settled instantly.
E-commerce
Add checkout to your online store and track every order in one place.
Schools
Collect fees from parents and send receipts automatically.
NGOs & groups
Disburse funds to beneficiaries quickly and transparently.
Security you can bank on.
Your money and your customers' data are protected by multiple layers of security, monitored around the clock.
End-to-end encryption
All data is encrypted in transit and at rest.
Two-factor login
Extra protection on every sign-in and transfer.
Fraud monitoring
Suspicious activity is flagged in real time.
Team permissions
Control exactly who can see and move money.
FAQ
Questions, answered.
You can create an account and start sending money in minutes. Business verification unlocks higher limits and additional tools.
No. There are no setup fees and no hidden charges. You only pay a small fee per transaction, shown before you confirm. See our pricing page for details.
Wallet-to-wallet transfers are settled instantly. Bank transfers depend on the receiving bank.
Yes. Our REST API and webhooks let you accept and send payments from your own website or app. Visit our developer docs to get started.
We use bank-grade encryption, two-factor authentication and real-time fraud monitoring to keep your funds and data protected.
Ready to grow with Bokumonie?
Join thousands of businesses that trust us to move their money. It's free to sign up.